Statistics for right wing Baptists

We know this without the study, but where do the right-wing Baptists fit in????

Seems like a slam against us, but I will give you the benefit of the doubt.....

 

We don't think that wages are too high...

However the wages paid to public union employees with our tax money so that they can turn around and give a chunck of it to Democrats who in turn take the payoff to raise public union employee wages and benefits even further are too high.

I don't need to tell you - after all as a former public union employee you rode that gravy train.

 

Everyone should pay the same percentage regardless of income level. Your hatred of the rich is not impressive.

 

So less than half the households in America can afford a year stay in a HIGH GRADE nursing home. And this is supposed to be some relevant statistic? You might as well say, "less than half the households in America can afford a 60 day around the world tour" or "less than half the households in America can afford a 3 year lease on a Lamborghini Aventador."

 

This is why obamacare has the death panels......just saying.

 

"Statistics for right wing Baptists"
Bill are you getting enough rest? :sleep:

 

I get very sick of hearing about the "poor underpaid Americans" who can barely scrape by making 90k dollars per year. I make about 30 thousand dollars per year, and we live quite comfortably. People need to quit trying to "keep up with the Jones'" and maybe they could afford healthcare!

 

From the Medicare web site:

http://www.medicare.gov/nursing/payment.asp


Of course, probably most of this will change under obamacare.

Edited to add: Medicaid eligibility requirements may vary from state to state. Cost of living varies from state to state, i.e., the Northeast (New York, New Jersey, etc.) have much higher costs of living than most Southern States. Even for real property....location, location, location. Ever watch HGTV programs about House Hunters?

Minimum wage: I am against raising the minimum wage to even $10/hr. Raising the minimum wage puts increased burdens on small businesses and many would have to shut their doors. Small businesses that are struggling right now to keep their doors open may have to close their doors if the minimum wage was raised, then more people are out of work.

Wages should be paid according to market supply and demand. If a fast food worker makes $7/hr but across the street, another fast food restaurant is paying $8/hr, the worker is free to go there. Sometimes there are "wage wars" between businesses in certain industries and the market sets the wage. But then, I am for the free market and not for "redistributing the wealth."

 

:tear: but true!:tear:

 

This last statement interests me. How does a married couple in their early 50's with some pre-existing conditions afford healthcare while making about 30K per year? The bare-bones policies I have priced indicate at least 1/4 of that $30k would go to health care before I ever visited a doctor. Maybe I am not looking in the right place? The pre-existing conditions are well controlled T2 diabetes, arthritic knee (3 surgeries over about 25 years) and diagnosed bulging discs at L4 and L5.

 

Death panels already exist. I found this out during my father's decline and passing. I thought this was a red herring argument. Now I realize it is real but has nothing to do with Obama.

For the record, I am not an Obama supporter and have never voted for a Democratic candidate for POTUS.

 

Curious what policy you are calling "bare bones." My wife's conditions are extensive, far worse than what you have listed here, and great insurance runs about 4000 per year...nowhere NEAR the 7500 dollars you are calling "1/4".

However, even if it were 1/3, it is very possible to live on 20k dollars per year. I have done it, with 3 kids no less. It just takes the right attitude. People can't do it, not because it cannot be done, but because they don't want to drive 5 to 10 year old cars, cook, and not have cellphones, cable, and internet.

 

Ed it is done by learning and following a teaching I call wants and needs. One of the biggest problems today with the finances of the average American is that they do not know the difference between wants and needs and even worse they call wants, needs.

A need is what it takes for that person to survive that day as tomorrow does not belong to us. A want is anything else. So 30,000 a year in income for two people is very sustainable IF they will learn the teaching of wants and needs.
I have posted before on this and some people think it cannot be done, but I can do food shopping for a month and only spend 60 dollars per person for the whole month using wants and needs. So yes 30,000 for two people is very livable IF they are willing to live within their income bracket and even have a decent savings on the side.
I can actually cut just about anyone's average annual expenditures by at least 25% and many far more then that. The problem is very few are willing to do what it takes.

 

I was looking at carriers that I at least recognize and have been looking at low end Blue Cross Blue shield policies.

In a few years I will be eligible for retirement and I am interested in changing careers where income and benefits are not the primary motivations. I have to assume and prepare for the likelihood that I must provide my own health insurance for my wife and me, so I have been pricing policies. Currently I have health insurance from my employer managed by Aetna No way I can afford a private family policy through them and I am under no illusion that private coverage will match what we get from work. I am three years away from having to make a decision, but your experiences do interest me as I plan for a future change.

Here are examples based only on age, hieght, and weight and the two of us being non-smokers

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Are you on a state subsidized risk pool?

When I checked about private health insurance last year (didn't have employer plan), the premiums were unaffordable, very unaffordable with pre-existing conditions (hypertension, etc.).

I have checked with other people and for a single person, the premiums on private health insurance run about $350/month, for a family of 5 (in good health) about $1200/mo. So, you are very fortunate indeed.

So, with obamacare, they can't turn you down for pre-existing conditions anymore, but there is no cap or ceiling on the premiums you will have to pay to get it, because they made deals with the insurance companies.

Anyway, back on topic, I posted the info above about Medicaid, Medicare, and nursing homes.