1. Welcome to Baptist Board, a friendly forum to discuss the Baptist Faith in a friendly surrounding.

    Your voice is missing! You will need to register to get access to all the features that our community has to offer.

    We hope to see you as a part of our community soon and God Bless!

How should the healthcare system be fixed.

Discussion in 'News & Current Events' started by Crabtownboy, Jun 28, 2012.

  1. Crabtownboy

    Crabtownboy Well-Known Member
    Site Supporter

    Joined:
    Feb 12, 2008
    Messages:
    18,441
    Likes Received:
    259
    Faith:
    Baptist
    The current system is bad. Too many folk cannot get insurance, or no longer afford to keep what they have or had.

    Many folk on the BB do not like the law that was just upheld.

    So, what is your suggestion for fixing the healthcare system?
     
  2. Bro. Curtis

    Bro. Curtis <img src =/curtis.gif>
    Site Supporter

    Joined:
    Oct 25, 2001
    Messages:
    22,016
    Likes Received:
    487
    Faith:
    Baptist
    Concentrate on cost reduction, tort reform, and de-regulating insurance companies.
     
  3. billwald

    billwald New Member

    Joined:
    Jun 28, 2000
    Messages:
    11,414
    Likes Received:
    2
    The solution is to permit us to buy private insurance which meets traditional insurance underwriting principles.
     
  4. Crabtownboy

    Crabtownboy Well-Known Member
    Site Supporter

    Joined:
    Feb 12, 2008
    Messages:
    18,441
    Likes Received:
    259
    Faith:
    Baptist
    And watch the insurance company drop you like a hot potato at a given age or when you get a chronic disease. Do you really believe they are interested in your health?
     
  5. Bro. Curtis

    Bro. Curtis <img src =/curtis.gif>
    Site Supporter

    Joined:
    Oct 25, 2001
    Messages:
    22,016
    Likes Received:
    487
    Faith:
    Baptist
    Insurance companies #1 concern should be turning a profit. Only a commie would say anything else.


    Turning your health care over to anyone is a lazy way out. Do you think the government has a personal interest in you ?
     
  6. webdog

    webdog Active Member
    Site Supporter

    Joined:
    Mar 31, 2005
    Messages:
    24,696
    Likes Received:
    2
    Purchasing insurance across state lines. Tort reform. Simple.
     
  7. LadyEagle

    LadyEagle <b>Moderator</b> <img src =/israel.gif>

    Joined:
    Feb 7, 2002
    Messages:
    22,028
    Likes Received:
    1
    Agreed. Simple. Could have been fixed by Congress with a page or 2, not 2700.

    CTB, people who do not have insurance now and don't pay into the system via federal income tax, will still be covered just as they are now - illegal aliens, prostitutes, drug dealers, homeless, etc.

    It is fine if insurance companies have to cover you for a pre-existing illness, I applaud that. But the law never capped the amount of premiums people have to pay to get insurance. So what good is it if you have to be covered for a pre-existing condition but can't afford the insurance premiums?

    I know a family right now who will be without insurance at the end of June because their family rate (5 people) will be going up to $1700/month the first of July. This is not through the employer. I suspect that employers (who didn't get the waiver), will be dropping their insurance coverage on employees and opt to pay the fine, because the fine will be cheaper. That will throw more people into the "pool" who will not be able to afford insurance either.

    As an aside, if you study the history of all of this, Congress was the tool that created insurances to be "for profit." I remember the day (1970s, early 1980s) when insurance companies were non-profit. I believe it was Nixon who signed the law where insurance companies were in charge of "managed care" and that was when they started being "for profit." Once again, the laws that affect our lives and take away our earnings and freedom, the problems we have in America were created for the most part by Congress and then when it spirals out of control, they pass new laws which don't solve anything, just create more problems. Whether it is healthcare, light bulbs, national debt, wars, no matter - it lies in the laps of Congress.
     
  8. Crabtownboy

    Crabtownboy Well-Known Member
    Site Supporter

    Joined:
    Feb 12, 2008
    Messages:
    18,441
    Likes Received:
    259
    Faith:
    Baptist
    That is why if they decide you are going to be too expensive they would drop you like a hot rock if there were no regulations.

    More so on health than an insurance company.

    Do you believe the insurance company gives a whit about you ... other than how they can use or misuse you to turn a profit.
     
  9. InTheLight

    InTheLight Well-Known Member
    Site Supporter

    Joined:
    Dec 17, 2010
    Messages:
    24,988
    Likes Received:
    2,268
    Faith:
    Baptist
    Isn't it a law at the state level? I think each state can determine if a health insurance company must be non-profit or for profit. That's why you can't buy health insurance across state lines.
     
  10. LadyEagle

    LadyEagle <b>Moderator</b> <img src =/israel.gif>

    Joined:
    Feb 7, 2002
    Messages:
    22,028
    Likes Received:
    1
    No, they are all for profit now (as far as I know).


    http://20smoney.com/2009/08/11/the-easy-fix-for-health-care-and-why-obama-opposes-it/
     
  11. righteousdude2

    righteousdude2 Well-Known Member
    Site Supporter

    Joined:
    Oct 14, 2007
    Messages:
    11,154
    Likes Received:
    242
    Faith:
    Baptist
    Well. ctb....

    ....I have no problem with EVERYONE getting the health care needed to enjoy their time on earth. I just am opposed to the fact that ever since this law was enacted, my HMO has done nothing but raise my co-pays to the point that I can hardly afford to continue to buy the medicine; I need to enjoy my life on earth.

    There's really no need for a Death Panel...the way my HMO is going, they will make it nearly impossible for me to AFFORD to medicate my needs, and I will certainly die.

    Is that right? NO....but that is now what I have to live with and look forward to in the coming days, weeks and years.

    I figured that I could always leave my HMO and move over to the government paid plan, but, once again, that was one of the promises Obama made to me [an American citizen]. He said if I liked my present plan, I could keep it.

    He just failed to mention that in order to keep it, I also had to be able to pay for it. :laugh:
     
  12. billwald

    billwald New Member

    Joined:
    Jun 28, 2000
    Messages:
    11,414
    Likes Received:
    2
    >I remember the day (1970s, early 1980s) when insurance companies were non-profit.

    Nothing has changed. Some are, some are not. They all charge about the same for about the same product.
     
Loading...