I'm sorry about the J.C. Penney thing. I am undecided as if it will stop me from shopping there periodically. I rarely go anyway except for bedsheets and other linens. But - that's not what this is about. My pastor showed us one of Penney's books called "50 Years of the Golden Rule" The account of his conversion is in there and it was really good. Here's an account of what's in the book from http://www.christianity.com/ChurchHistory/11630672/ The actually book is more detailed and much better, but I couldn't find an excerpt from it online. ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ In the midst of the Great Depression, one of America's leading businessmen sank into a personal depression of his own. Now in his fifties, James Cash Penney had already built an empire of dry goods stores, dedicated to following the Golden Rule as a basic commercial principle. But when the economy caved in during the 1930s, Penney lost nearly everything--including his health. His parents had instilled in him a basic Christian faith that had given him the principles on which he had based his life and his business, yet now that faith was being tested. "I was at the end of my rope," he said later. "My business had crumbled, my communications with colleagues had faltered, and even my . . . wife and our children were estranged from me. It was all my fault." He was even contemplating suicide. An old friend convinced him to enter a sanitarium in Battle Creek, Michigan. The rest and medical attention did him good, but there was another event that restored him spiritually. One morning he awoke too early for breakfast and was wandering the corridors when he heard a hymn he remembered from childhood. Be not dismayed whate'er betide, God will take care of you All you need he will provide God will take care of you Following the sound, he stumbled upon a chapel filled with worshiping doctors and nurses. Someone read a Scripture passage: "Come unto me all you that are heavy laden, and I will give you rest." It was a moment of clarity for the hard-working entrepreneur. He had been striving all his life to honor God with his business, but now it was time to rest in the Lord's grace. "At that time something happened to me which I cannot explain," he said later. "It was a life-changing miracle, and I've been a different person ever since. I saw God in his glory and planned to be baptized and to join a church." Over the next twelve hours, he experienced a kind of conversion. "Suddenly needing to be heard, I cried inwardly, 'Lord, will you take care of me? I can do nothing for myself!' . . . I felt I was passing out of darkness into light." The words "only believe" came to him. It was no longer about his own efforts, but God's. "In the midst of failure to believe, I was being helped back to believing."