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Are You Ready to Work Until You’re 80?

Discussion in 'News & Current Events' started by freeatlast, Jun 4, 2012.

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  1. freeatlast

    freeatlast New Member

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  2. matt wade

    matt wade Well-Known Member

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    You'll have to remind me again how anyone is forces you, or anyone else, to work until a certain age. Is someone forcing you to not save for your retirement and plan properly?
     
  3. HankD

    HankD Well-Known Member
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    Yes!

    My first job was shining shoes at the age of 10.
    Later I worked in a Mexican restaurant at 13.

    Went into the srvice at 17, finished my college degree at 30 years old.

    I'm now in my seventies and want to work at my profession - Mainframe Software Architect/Engineer - but no one will hire Father Time.

    So I work at home (Garden, Greenhouse, etc).

    HankD
     
  4. targus

    targus New Member

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    Ditto.

    I hope very much that I am still working at age 80 - or longer.
     
  5. freeatlast

    freeatlast New Member

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    Hank that has nothing to do with the OP article.
     
  6. HankD

    HankD Well-Known Member
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    Please go back and read my response FAL.

    You labeled the OP
    I answered yes and gave the reason(s) why addressing comments made and written in the article.

    HankD
     
    #6 HankD, Jun 5, 2012
    Last edited: Jun 5, 2012
  7. freeatlast

    freeatlast New Member

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    No you did not respond based on the article. The article is about the government and peoples Social Security and at what age.
     
  8. webdog

    webdog Active Member
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    I plan on working even after social security eligible. One can still continue to work a certain amount of hours even when eligible.
     
  9. HankD

    HankD Well-Known Member
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    Yes I did, I addressed the age issue as it relates to me as Munson and participants related it to themselves.

    The article and video is NOT just about government and people SS and at what age but also involves the sociological issues.

    From the article
    In addition you did not specify such in your O/P anywhere but simply asked Are You Ready to Work Until You’re 80?

    So again, yes. Although I am healthy enough and I want to work until 80 and beyond (Lord willing), I am not allowed to work because of my age. I can't prove that because it's illegal to discriminate because of age and other reasons are given.

    The plain fact is that the public sector does discriminate as I have been told that privately by Christian friends in management who do the hiring.

    So it won't do much good to "up" the age for more that one reason (health, mortality and discrimination issues...) apart from governmental issues.

    HankD
     
    #9 HankD, Jun 5, 2012
    Last edited: Jun 5, 2012
  10. Bluefalcon

    Bluefalcon Member

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    That's funny. I doubt I'll make it to 80! What jobs can 80-year-olds do, anyway? Test new depends diapers?
     
  11. HankD

    HankD Well-Known Member
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    You have proven my point Bluefalcon.
    The public view is that we (The "elderly") are not capable of meaningful work. Actually - some are and some aren't because of several peripheral issues previously mentioned including mortality which the article addresses.

    To "up" the age of retirement may not have much of an impact because as you say and the article and video indicate - what good will it do because there seems no way to externally test the do-ability of it in a cost effective way. Although a mathematical model could probably be made.

    I hope this reasoning is more to FAL's liking.

    However, my own feeling (as well as Munson's and others): I want to keep working until 80 and beyond I just don't want to be told that I have to, especially after signing up for a contract that comes due on my 65th birthday (62nd for early out).

    HankD
     
  12. billwald

    billwald New Member

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    A person who works behind a desk could work until he died. Would anyone fly with an 80 year old pilots locked in the cockpit?

    Retirement kills some people. It is a skill which must be learned.

    Silly people think they are important to their employer.
     
  13. Jim1999

    Jim1999 <img src =/Jim1999.jpg>

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    Despite age, we all have something to offer. We just have to change direction as we age.

    Cheers,

    Jim
     
  14. Mexdeaf

    Mexdeaf New Member

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    I fully plan on it- I am in my mid-50's. My parents are in their late 70's and in excellent health. Dad still works as a Habitat for Humanity volunteer. I am working on my MS in Counseling so that I can begin a new career in teaching. I plan to do that until I am either mentally or physically unable to do it any more. My hope is to be carried out with my boots on unless the Lord comes first.
     
  15. menageriekeeper

    menageriekeeper Active Member

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    Considering I don't expect to be finished with my degree until I'm 50, I find it very likely that I'll still be working at 80. 'Course I also tell my children that I plan to live til I'm 103 so I can be a bother to my great grandchildren. ;)

    Still, I don't see myself doing nothing for the next 50 plus years, money or no money. That would be like BORING!

    As far as having to work, well, I've been told since I was high school that a family couldn't live on one income, but my husband and I have raised 3 children and a god child on just one. He's about to retire from one job (and yes begin to draw a pension after 25 + years in) and go on to the next where he'll be putting money into a second plan. All this stuff about one HAS to do.....bleh. This is America and Americans have enough ingenuity to fix the problems IF given enough incentive. problem is, a good many Americans have no incentive to do better.
     
  16. StefanM

    StefanM Well-Known Member
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    80 is an absurdly high retirement age. Most individuals could not effectively work in their late seventies, particularly in the fields in which the work is more physical. SOME individuals could work to this age, but I think the biggest problem (as the article mentions) is the effect on the unemployment rate. Unless people retire, job opportunities bottleneck.
     
  17. Walguy

    Walguy Member

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    My financial situation these days is such that my projected retirement age is now 'deceased.'
     
  18. LadyEagle

    LadyEagle <b>Moderator</b> <img src =/israel.gif>

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    And so, let's look at who made this off-handed remark.....from Wikipedia:

    And wasn't AIG recipient of a government (meaning us, taxpayer) bailout?

    Now this is really nice, that he thinks all of us slaves who have paid into Social Security all of our lives and played by the rules should have to work until we are 80.
     
  19. LadyEagle

    LadyEagle <b>Moderator</b> <img src =/israel.gif>

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    Now, let's get to the meat of this.....

    Social Security is self funded - meaning, we, the employees and they, the employers, have paid into the Social Security program all through the years. Never, has the Social Security fund ever used funds from somewhere else to pay benefits that are due. FACT: Congress and administrations have raided the SS fund over the years, leaving behind IOUs - to the tune of at least 3 TRILLION dollars - that's right, Trillion.

    I found a couple of answers to explain this in detail.....but these TRILLIONS of dollars are owed to the SS fund just as much as any debt owed to China or anyone else holding our national debt and in fact, the SS fund should be reimbursed FIRST!!

    Here are a couple of great explanations:

    Source:

    http://answers.yahoo.com/question/index?qid=20110725091724AAL3nE6

    Now, here are also some facts: Congress has already raised the retirement age for full benefits and my age group has to wait until age 66 to collect. Full benefits average about $1200./month. If you retire early (age 62 up to age 66) your benefits are reduced.

    The average SS recipient today gets around $1000/month. Some get a little more, some get less. I know people who collect $700/month. Out of that, $350/month goes for supplemental insurance premiums (Medicare pays very little on medical expenses, so you MUST have supplemental insurance). These people live with relatives because they would not be able to be self-sustaining on this income.

    Here's another fact: You can retire at age 62 at reduced benefits and you can still work but the cap is around $13k or $14k per year and for every $2 earned over the cap, you must pay back $1. Right now, at age 66, we can work and earn as much as we want.

    Here are some more facts: A lot of people cannot work until they are age 80, due to declining health, worn out joints, etc. As someone pointed out, who wants an 80-year-old pilot in the cockpit? Millions of people work standing on their feet all day (hairdressers), or climb telephone poles, creep under cars, do roofing and dig ditches, how many 80-year-olds do you know who can do those physical labor tasks? Not everyone has a cushy desk job like the politicians and lawyers who think the rest of us should just keep on going like Ever Ready bunnies!!

    It is a crime, a CRIME!! what politicians from both parties have done to us. They keep us divided, Republicans blaming Democrats and Democrats threatening that Republicans want to throw granny over the cliff, when in all reality, they ALL have defrauded the working men and women of this country and thrown us ALL over the cliff by robbing us. It is crime what they have done and they need to pay us back!!! With interest!!!
     
    #19 LadyEagle, Jun 6, 2012
    Last edited by a moderator: Jun 6, 2012
  20. billwald

    billwald New Member

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    >Social Security is self funded

    THAT is a book keeping fiction. So far it has worked out that way but it is not required by legislation.
     
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