In considering the current financial crisis, which was primarily caused by the banking, mortgage and derivative failures, I might concede that deregulation and lack of oversight may have been a mistake. But even if I concede this, I would never abandon free market principles, and nor do I think strict, sensible regulation requires a behemoth government. So here is a proposed economic model: 1. Small, efficient government. 2. Strict, sensible regulation based on biblical principles (and not secular humanistic or politically correct mush). 3. Low, low, very low taxation. I mean low. Lower the corporate and business tax rates to zero. Revamp the whole tax system to greatly encourage ingenuity, industry, work ethic and enterprise. What do you think? Next question - what politicians or thought-leaders out there propose this type of balanced approach?