Do people "choose to believe" something (especially the Gospel), or do people believe as a reaction to outward factors or work within to convince hearts as to the truth of a matter? Is not belief a reaction to revealed truth (or what appears to be revealed as truth)? I can say all I want that I believe the moon is made of green cheese. However, it is impossible for me to choose to believe this because it will never be revealed to my soul as truth. I would content that faith in the Gospel is the result of an effectual work of the Holy Spirit to illuminate a soul as to the truth of the Gospel. The Holy Spirit uses the Word of God as the vehicle to do this. What? You mean it takes an act of God before someone can truly believe? Could he not just simply choose to believe? Also, after Jesus revealed the truth by casting out the demon, would there have been any other possible reaction than to believe? Paul thanks God for the faith of the Ephesians. Why? Because God gave it to them. He enlightened their understanding. It was His power to us-ward according to the working of His power due His raising of Christ from the dead whereby we believe through His enlightening. In verse 8, grace and faith are feminine and saved is masculine (as a plural predicate adjective referencing a combined group of males and females would be). That and it are neuter; therefore, neither can directly reference any one specific word in the phrase. Clearly the antecedent of that and it is the entire phrase before used as an abstract. Faith is given to us by God the Holy Spirit by His supernatural revealing in our hearts the truth of the Gospel. I do not see a "choice" to believe. The choice is rather, having faith, what to do with that faith.