I've always wondered why Southern Baptists make a big deal over giving at least 10% of their local church budget to the Cooperative Program. Anything less than 10% is looked upon as being negative. I suspect the reasoning is that the tithe applies to the church as well. I know many SBC Churches that can't afford to give 10% but they do anyway and they rob the local ministry to pay for the National and International Ministry. They can't afford to pay the Pastor's Health Insurance Premium but they make sure they get the Cooperative Program money sent to Headquarters.