The card playin' thread got me to thinking. (always dangerous I know) Is anyone else's part of the country simply inundated with offers for credit? Especially credit offers for those who already have a poor credit record? We worry over mundane things like playing cards, but how many families are being torn apart because they've bought into the buy now pay later advertising that is everywhere. As I drive into Birmingham there is a certain section about a mile long that has 20 or more cash advance/title loan establishments. I didn't understand how they could all stay in business until my husband told me of a report he read that said that folks who go that route pay 400% interest on what they borrow if they allow the loan to go past due. When one is already borrowing from Peter to pay Paul, how many do you think get caught in that trap? So lets have a discussion on the wisdom of borrowing money and whether or not a Christian should be in the business of lending.