Anyone who listens to his investment advice will loose everything. My email to Davey. I am shocked that someone who claims to be so smart can’t discern between dishonest money and honest money. Even the founding fathers understood this, and anyone who knows the American history of banking understands this principle very well. Our unconstitutional paper script will have an end and it is happening right now. With little or no one left to generate growth/debt the government has taken the role of the borrower of last resort. I suggest you read the book by Edward Griffin, Creature From Jekyll Island. If all debts were repaid there would not be "money". All your investment advise centers on investments that are someone else’s debt/obligation to pay. With foreign investors losing hope on Americas ability to pay many bonds will fail. They are cheap now for this very reason, and they will get much cheaper. Our government will print money to cover any current and future bank losses and the foreigners/investors know it. With that in mind, people should look to tangible assets, whether that be gold , silver, land, or food. Here is a link to someone who also understands economics. Your get out of debt and live within your means advise is great but your investment advice is naive at best and borders deception. http://www.goldenjackass.com/ P.S. Gold is mention many times in the bible, besides its perceived value it has many industrial uses as well as its use as jewelry. Revelation 3:18 I counsel thee to buy of me gold tried in the fire, that thou mayest be rich; and white raiment, that thou mayest be clothed, and that the shame of thy nakedness do not appear; and anoint thine eyes with eyesalve, that thou mayest see. Revelation 4:4 And round about the throne were four and twenty seats: and upon the seats I saw four and twenty elders sitting, clothed in white raiment; and they had on their heads crowns of gold. Revelation 8:3 And another angel came and stood at the altar, having a golden censer; and there was given unto him much incense, that he should offer it with the prayers of all saints upon the golden altar which was before the throne. Revelation 14:14 And I looked, and behold a white cloud, and upon the cloud one sat like unto the Son of man, having on his head a golden crown, and in his hand a sharp sickle. Revelation 21:18 And the building of the wall of it was of jasper: and the city was pure gold, like unto clear glass. Revelation 21:21 And the twelve gates were twelve pearls: every several gate was of one pearl: and the street of the city was pure gold, as it were transparent glass. Looks like the Almighty has an affinity towards the yellow metal.