I read Dave Ramsey's book, "The Total Money Makeover", about a year ago. I think it was one of the most helpful books I've ever read. It's basically common-sense money management advice, but I think what makes it so good is the way it motivates you to really want to live a debt-free lifestyle. Following his advice has made a huge difference in my financial situation. Anybody else read his books, or taken his "Financial Peace" class at your church? What did you think about it?