Do I have to make restitution to be forgiven? Scenario #1. If I get in an automobile accident that is clearly my fault but refuse to pay for the repair, am I still forgiven by God if I ask for His forgiveness? (Let’s assume, for the sake of discussion, that I have no insurance and that the other car’s owner is expecting me to pay for the repair.) Scenario #2. I break a window in a neighbor’s house, but no one sees me do it. I don’t say anything to the owner and I make no attempt to pay for the repair. Am I still forgiven by God if I ask for His forgiveness?