It is often claimed that regeneration is a gift of God that comes directly from God to man and that man is passive in his faith of the things of God with regard to salvation. Let's take a look at that claim. Scripture makes it clear that faith comes from the hearing of the word of God. Romans 10:17 Scripture says we have been born through the word of God. 1 Peter 1:23 Scripture tells us that God chose to give us salvation though His word. James 1:18 Scripture tells us that salvation is a gift that is provided because of the faith of man. Ephesians 2:8 Further Abraham's salvation was a direct response by God to his faith in God. Romans 4:3 There is no scripture that tells us that we are first regenerated and then we believe and then are saved. The use of the word regenerated is translated in scripture as born. Scripture makes is clear that we can be born of the flesh or born of the spirit. (John 3:6) Scripture is clear that man is not passive in this birth. Man must receive Christ.(John 1:12) Man is justified after his belief. (Romans 3:26) Belief and confession are the responsibility of man (Romans 10:9-10) Calling on God is required of man (Romans 10:13) The further question is often reasonably asked does the response of man toward God and is available grace in salvation require that any such response is a work that would cause man to be able to claim any amount of credit for the salvation God has provided? The answer to this would be no. That which is considered works in scripture is always a reference to the Law. This was made clear when Romans chapter three where Paul is addressing Jews. He said "Rom 3:28 Therefore we conclude that a man is justified by faith without the deeds of the law." Then in chapter four Paul states of Abraham that he was not justified world (the law) but because of his belief in God it was counted to him for righteousness. Abraham's active participation and response to God was not a work (the law) it was simply him responding to God with no mention of prior regeneration. Trying to turn any active participation by man toward God into a work is contrary to scripture and fails to see the bigger picture. That is that no matter what response God requires of man without the work of the cross, without the authority to give salvation, without the power to provide salvation, the response of man can have no effect. Therefore because of this no action or active response on the part of man can ever be considered a work or something to claim credit for with regard to our salvation. A biblical work is following the OT law and not active participation by man. God says I will accept your response toward me and will apply my atonement to your life as He did with Abraham.