Now, all believe that without faith, no one can be saved. So, I do NOT want to be falsely accused of denying sola fide. But, if faith is innate, then a gift of the Spirit is innate in all mankind, as faith is a fruit of the Spirit per Gal. 5:22. If faith comes by hearing the word of God(Rom. 10:13), then how is it innate in mankind? So, some on here are saying things I don't quite understand and I am hoping they will help me better understand their belief. --Faith is innate, but And pray that we may be delivered from wicked and evil people, for not everyone has faith.[2 Thess. 3:2] --If faith is innate in mankind, then how can anyone die lost, seeing they have a gift of the Spirit innate within them? Now please, let us keep this civil, okay? I want to hash this out rasionally. FTR, I believe faith comes from God. But I want to hear the other side's points.