Had my taxes done today. I owe $2,000!!!! I changed Christian schools in September of 2007 and received a significant pay increase that obviously extended to all of 2008. That, coupled with my retirement check and a pay increase from my church put me a new tax bracket!!!! I'm thinking about contributing the maximum to my IRA and knocking it down to $1,100 but that's taking a chunk out of my new car fund. What would Dave Ramsey do? What would you do?