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Discussion in 'Forum for Polls' started by SaggyWoman, Aug 6, 2008.
Do you have any?
Nope. We don't have any credit cards, except for an AmEx for emergencies.
No credit cards here. We use our debit card. We always go inside to pay though, because the gas stations charge $1.00 to your card when you pay outside.
We don't have any, we usully buy at Wal Mart and we put our gas money on a gift card and save 3 cents a gallon off the pump price. Which by the way was $3.45 last night when we went to church.
3.45 !! Zowie. I need to drive up there and get gas.
Never seen that here.
I now always use my MasterCard for fuel purchases. I used my bank debit card until the incident 1 1/2 years ago in which somebody got my number and I had more than $3000 in unauthorized expenses, almost all of them airfares. I got the money back by filing a claim, and even the overdrawn fee was replaced. But I resolved that once I got a new debit card I would use it only for the ATM at my bank, and I have stuck with it. But I was never informed of any information as to who got the number or how, so it could have been at a service station or retail store. With a credit card you can challenge unauthorized expenses right away (on a bill or the company website), but with a debit they are already charged to your account before you know about them.
I use a Chase card for which I get 3% rebates on gas purchases. I then pay off the credit card.
Nopers, usn's don't got no gasoline credit cards ...
COSTCO/AMEXP kicks back 3% on any gas purchases. We put most everything possible over 10 bucks or so on AMEXP. Last year we got back around $600 bucks which is better than a kick in the pants. Yes, you have to cash the checks at COSTCO. Big Deal.
Not here they dont. They encourage you to pay at the pumps here in Indiana and not go inside because all the pumps around Indy for the most part are pre-paid. I have my debit card, I dont carry cash anymore plus I get money for using my card as a credit card and I get my ATM fees paid back to me.
That's odd. My daughter lives in Crown Point, Indiana, and she pays an extra dollar for paying at the pump. In fact, that's how I found about it. So does my daughter in Missouri, and my sons in Wisconsin, and Arkansas.
I don't know about the other states. We have been through Wisconsin, Missouri, and Illinois this summer. And we have always had a $1.00 extra on our bill listed as a surcharge for the convenience of paying at the pump.
Maybe it's just around Indy because they are so busy there and the stations would get jammed if everyone went inside to pay?
My 3% rebate is applied directly to the credit card balance. Basically, it's set up so that I can carry a small balance if necessary without worrying about finance charges or minimum payments.
If I pay for gas with the card then pay the same amount to the card, then I usually end up with a few dollars toward the balance every month. Paying off my gas charges takes care of the required payments as well.
Nope, we don't have a gas card. We have just one credit card which we use for convenience and pay off every month. We don't have a debit card, although from what we understand, they're supposed to be getting "safer".
I guess most of you haven't done Dave Ramsey's Financial Peace University.
You should VERY enlightening!
I consciously reject some of Dave Ramsey's teachings.