Well our church has decided to go to three services because our second morning service is filling up (there is still plenty of room in the early service). Every sunday the pastor mentions how last week was a record crowd compared to this time last year. We have a master building plan for a new building in the future, and I am afraid that this is the motivation to go to three services to try to justify building before we can afford it. I was a member of another church about 12 years ago that did the exact same thing and now they are millions of dollars in debt and struggling to pay the interest payments on the debt. I just don't see how a church can justify going into that kind of debt (or any debt) when the bible is clear about avoiding it. I think we should be considering planting other churches in the same city rather than building a huge building and trying to have a mega church. Your thoughts?