After a few years of seminary research I am still lost, hoping someone will have a good recommendation. I am wanting to pursue a career in healthcare chaplaincy, which requires 72 hours of theological studies from a CHEA recognized institution (Tracs and ABHE included), in order to eventually be certified. My problem is that I am already thousands of dollars in debt thanks to a private school for a undergrad. I will be teaching in the public middle school to pay for a seminary program but I CANNOT afford to take out more loans. So this is where you all come in, hopefully. Who can I study through (distance learning crucial)? I am eligible for 21 hours of credit from LRU towards a 90 hour MDIV and 30 hours through Temple Baptist. I would prefer not to spread a program out over 10 years because I am wanting to enter the chaplaincy asap. But...I understand that this might not be possible. If not, I would probably look at doing an unaccredited degree and getting the opportunity to volunteer at a local hospital doing chaplaincy work. What are my options?