Look at the Rich young ruler. When he turned away from following Christ, Jesus specifically said that it is more difficult for a camel to pass through the eye of a needle than for a rich man to enter into the kingdom. Why? If men are chosen by God before the foundation of the world and effectually called, what difference would their wealth make on their coming into the kingdom? The only way this makes any sense is if a man's will is involved in deciding or "considering the cost" of following Christ. Money blinds the heart of many people. Money or "the love for it" affects man's decisions. Apparently, it affects men's decision to follow Christ. How do Calvinists explain this passage?