I Bought an Expensive House. My Bad, Not Yours

While it agreed that people need to take responsibility for their choices, and live with some bad ones, I disagree with being harsh with them.

I would not stand by and let someone become homeless with their wives and children without helping them if I could.

It seems apparent to me Matt that you have not lost a job, been underemployed, taken a severe loss of income, or owned a home. For most Americans, if they paid cash for their homes, would not own homes until they were well into their 40s or close to retirement.

There is nothing wrong with credit. I see a difference between usury and credit. Others do not.

Do you own a home? Do you rent an apartment, or a moblile home? Are you living in something and supporting yourself and a family? Do you truly understand the recession that this nation is in?

I too would do what it took to provide shelter, clothing and food for my family. Yet if I lose my job (and I have already taken a 40-50% reduction in pay in this economy, and could lose my job) I would, unless the Lord provided speedy employment, lose my home. I may be able to liquidate household items and pay off my car so my family of 8 would have something to ride in, rather than in the back of my 8 year old pick-up truck.

After my credit is ruined though that, I may be able to pick up a couple part-time jobs and provide a mobile home for my family that I rent.

Now, is your advice to someone like me, "well, its your fault, cause you should bought your house cash." Actually, its not my fault. I had over 30% equity in my home. I still have equity in my home.

If I owned my home outright, I would still have to pay utilities and put food on the table. Will I look for Uncle Bama for help? Not immediately, no. But if aid were available I would take it.

I have given this country more in taxes than some folks have made in their life so far. I would take some back without remorse or regret.

My point is this: We need to have compassion for people, even those who do not derserve it. If a man will not work, then no, he should not even eat. But if a man is unable to work, then the righteous ought to uphold the weak.

Many people made stupid decisions is properous times. Many of us, including me, bought things and spent money we should have saved. These are lessons to be learned. But I am not going to gloat or sit coldly and say "you derserve it" while a family is thrust out of their home because they took a loan they should not have taken from a bank who should not have loaned it.

RB

 

I'll have to find a way to unionize myself.










:laugh:

 

No one who wants to work is going to be homeless unless they chose to be. Some of these people believe the world owes them so we need to pay for their mistake for them, renting isn't good enough, and never will be. When the simple truth is people bought more house then they afford, and they expect us and the governement to pay off their house for them. Had they lived within their means in the first place,a nd took a little responsiblility for themselves they'd be alright right now.

 

Although you belong to the 20,000 post club...your post makes me think you are living in a bit of a bubbly utopia fairy land world.

Your harshness is alot less than I expected from you.

Let me ask you: Can your household, in whatever condition your in, suffer a 40-60% decline in your income? I want you to really think about it. Take the average household income in America: $40,000.00/year. Now, let's split that somewhere in the middle...now you are making $25,000.00/year.

Did you budget that in?

At the peak of my current career I made enough money to purchase a $600,000.00 home. I could make the payment even if I only put 10% down and have cash left over to spend.

Did I do that?

No.

Has my income been slashed 40-50%. Yes. Are we making it? Yes. If I lose my job can I make it? No.

And many people are in that situation. They deserve our compassion, prayers, and support.

-RB

 

That'll work, but only if you have several million dollars to donate to democrats. :thumbs:

If liberals have their way, there will be no such thing as "self-employed".

 

Our property taxes just went down for next year also. No where close to yours but we must have a cardboard box in comparison. :laugh:

 

The estimate now is 21% of American's are underemployed or can only find part time work. These are dire times. I know the Lord will see me through but my heart pours out to those who don't know him.

 

You are completely out of touch with reality.

 

You get it.

That is compassion, unlike some of these "christians" seem to have.

 

Too bad that you didn't.

If you had the gubermint would be helping you out with your payments.

Instead you are stuck living in a house that you can afford with no help from the gubermint.

Where's the fairness in that ?

 

Too bad some of us didn't buy the house we wanted instead of what we could afford. It's hard not to feel cheated.

 

Matt for Political Office in 2010????

:wavey: Matt seems to have the answers to the questions that millions of Americans are facing today....how can we keep our home now that we have been let go of our long time employment?

Don't get me wrong Matt, I don't believe you are judging those of us who have a home the is worth less than what we paid for it. I believe, from what I've read, that you genuinely believe what you are spewing forth, and your kind of wisdom is what we Americans who have become lackadaisical and reverted to standing around just waiting for the guberment to bail us out, NEED!!!

As a forum member, I want to be the first to nominate my brother Matt Wade for public office....I believe he has the answers to our many economical problems.

To quote an old cheer: "Matt, Matt, he's our man! If he can't do it no one can!"

Pastor Paul:thumbsup:

 

Why would it have mattered, they each go to foreclosure once your job gets sent overseas.

 

There You Go Again....

Once again you spoke before you knew what was going on in my life.....I'd give anything if I could "get off my butt and flip burgers". The problem is, I'm totally disabled due to an on the job accident. I worked with progressive disabilities [from 1987 to 2000]. It wasn't my choice to end my active employment, Matt, it was my employer and several doctors, and the injury and all of it's side effects.

And as badly as I want to be employable, my disabilities disallow it. Of course, you couldn't have known, Matt, still, you are very judgmental, and that is a sign of poor people skills.:tear: Your Bad!!! It looks like you made another judgment on the annsni post above. You're batting 0 for 2??? Go figure.....

However, should you wonder....I did earn my way, and I guess that is why there is a thing called Social Security Disability and Medical Retirement from the State of California. Of course it meant that I had to take a 60% cut in income, and that is not something I looked forward to, too!

In the future, please be careful in your opinions of others, Matt, it just may come back and bite you in the "butt!"

Shalom, and tons of forgiveness for your "rush" to judgment,:flower:

Pastor Paul:type: