Baptists and Evangelicals are always accusing Catholics of believing in a works-based salvation. They cite as evidence the Catholic view that if one dies in a state of unrepented mortal sin, he goes to hell. This belief, Baptists and Evangelicals say, doesn't give sufficient weight to the saving power of faith in Christ. Suppose a "saved" person commits adultery (and please don't tell us that's not possible). Must that person ask God for forgiveness? If he refuses to do so, what are the consequences, if any? Prediction: we are going to see some circular arguments in response to this (e.g., "well, if he doesn't ask for forgiveness, that means he was never really saved to begin with . . ."). And before you answer let's review yours and my favorite: Jimmy Swaggart. Born in 1935. Born Again between 1935 and 1958 Became a Pastor in 1958 Being born again he was impervious to Sin For 30 years brought people to Jesus. 30 years later in 1988 he gets caught with a Whore. He SINNED! Impervious? Or is this OSAS a load of cow patties?