On several occasions I have run across a tract published by Lifeway Christian Resources (an arm of the SBC) on the plan of salvation. For the most part it is pretty solid, dealing with sin, repentance and faith. When it gets to the "clincher," it says the following: "To have the forgiveness of God and the assurance of heaven, and Jesus as your own personal savior and Lord, pray sincerely the following prayer as you repent of your sins and trust Jesus and Him only to save you." The follows what the tract describes as the Salvation Prayer: "Dear Jesus, I believe that you died on the cross for my sins and that You arose from the grave. I now ask you to forgive me of my sins and save my soul. Amen." Here's what jumped out at me: "..pray the following prayer as you repent of your sins and trust Jesus and Him only to save you.' To me, it seems that the tract has added something to repentance and faith--praying. I know, I know, call on the name of the Lord and you'll be saved. Am I nit-picking here? As I said, everything else in the tract is on the mark.