Ok, I have finally found myself incapable of rolling with the changes and have decided to retire. I am looking at the first week of August to ETS, which means my last day at work will be at the end of April (I have 3 ½ months to get everything done). Life Insurance - it looks like a civilian policy will be better than VGLI. It also seems to me that this would be better than the survivor benefits. TriCare health insurance for retirees - I don’t have a clue , and would appreciate any insight from others. I am trying to get into a retirement briefing and know I will have to go to mandatory briefings...just trying to get a heads up.