So hubby had a compound dislocation of his baby toe in October. Yeah - that meant he hit his toe hard enough to have the bone dislocate and for the rest of it to come out of the skin. So we finally go the bill for it. $5814.71 OK - let's see how much the insurance company will pay. We got the notification that the insurance company paid...get this...$13, 162.98!!!!! I called the insurance company because they WAY overpaid and they said that amount is what they are contracted to pay for the services done. HUH???? But the bill is only $5800! Nope - that's what they pay. So a few weeks later, we get a bill from the hospital for $348.13. HUH? What's THAT for? We have a high deductible insurance plan. We have to pay $6000 a year before the insurance company will pay anything. We still had $348.13 left on our deductible so the hospital SHOULD have gotten $13,511.11 but they were shorted the $348.13 that was our deductible so we have to pay them that amount. Seriously?? You got $7,696.40 overpaid and you want our $350?? Something is SOOOO wrong. They won't fold on this so now we're in collections. I'm tempted to pay them $2 a month for the next lifetime. ARRGGG!!!! We're still paying off the surgeon on this injury! I'm SO paying him before I pay them.