From British Heritage Magazine, March 2009 Issue, heard on the streets of London. The credit crunch has helped me get back on my feet. My car has been repossessed. This credit crunch is worse than a divorce. I've lost half my net worth and I still have a wife. the bank returned a check to me, stamped "insufficient funds." Is it them or me? You know it's a credit crunch when there's a "buy one, get one free" offer--on banks.