Having issues with my mortgage company. They say they are doing a "Workout" so that I can get caught up, but continue to put me off, saying to call back again. This has been going on since January, ant they will not accept any payments from me while this process is going on. I received a letter from a lawyer saying that this bank, Mellon of New York, works deceptively, saying that they will work with you, then will not and forclose on you anyway. I really do not want to lose my house, we have lived here over 20 years. Also, I could not find anywhere else to live at the same low rate that our current house payment is. Please pray. If anyone has had experience with this bank, or Bank of America Mortgage, helpful tips are appreciated.