It seems that some banks have capitulated to Barney Frank and other socialists in our government and agreed on a moratorium on mortgage forclosures. My question is how will they determine those who legitimally need help, such as those buried in medical bills, from deadbeats who must decide between paying their morgage or their Harley Davidson payment? Is it fair that there may be some who are behind in their mortgage because they squander their money on an abundance of material goods such as boats and HDTV's? Also what kind of help will go to those who are behind on their rent payment because of the recession? Why is there preferential treatment given to those buying homes? Arent those renting an apartment or house affected by the recession also? Will they recieve help?