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Discussion in 'Forum for Polls' started by Salty, Aug 23, 2008.
Do you agree with Billy Grahlam
Some folks can't afford life insurance...and I feel for them, and would help them as I could.
Some folks are wealthy enough that they don't need life insurance...their needs are handled. They're "self-insured."
But for those who need it, can afford it, and don't get it...that's part of providing for one's family, IMO.
Health insurance...same way; only there are many more who can't afford it due to co$t.
I feel that insurance is an investment. We all WILL need insurance at one time or another. Health insurance, life insurance, car insurance, etc are all necessary in my book.
I agree, Ann.
Feeling secure (having security) is a basic human need, especially for women and children.
I have security in the spiritual world, I belive I should also have it in the physical world.
If a man can afford it and dies without life insurance because he just didn't want to buy it, he is not taking care of his family. His wife and children still need to eat and have a place to live after he dies. And no one knows when their number is up ahead of time.
I know a lot of people don't like to think about life insurance, but purchasing it will not add or take away one day of one's life...
the same goes for a woman - her husband and children still need...
I agree, but the husband is usually the one with the job.
But, even a stay-at-home mom's job would have to be "replaced" to some degree...childcare, etc.
Though it as not as much as mine, we do have an insurance policy on my wife, because if, God forbit, she died, there would be extra expenses to handle.
Me? I'm worth a heck of a lot more dead than alive. I'm surprised my wife hasn't picked up on that.
What is her email, I will clue her in... :tongue3:
Seriously, at our age (my husband's and mine), all of our kids are grown and married, and some of our grandchildren are married and have families of their own.
There is an insurance policy on me that will cover burial expenses, but DH has a much larger one on him because I am unable to work. He, on the other hand, doesn't ever want to retire after the regimented life he has lived. He's afraid he would just fall apart, and he probably would (I probably would fall apart if he retired also). :smilewinkgrin:
We had a pastor years ago who said "If you can trust the Lord to provide for you if something happens and you don't have insurance, you can trust Him to provide the funds needed to buy the insurance."
If one feels personally convicted that he or she should not have insurance then that's between that person and the Lord. And, there are some who feel this way and God has always met their needs, even astronomical ones.
Thats fine, but they should not expect any help from fellow Christians - esp those who do carry insurance.:saint:
Yes we need insurance. It all falls back to taking care of what God has given us.
The problem today is that many people refuse to purchase insurance and then when something happens (e.g. a flood, an accident, etc.), we (the taxpayers) end up bailing them out.
In Illinois it's against the law not to carry car insurance (and you must have your insurance card on you when stopped for any reason) and the fines are stiff.
If you are in an accident without insurance, no matter whose fault it was...it automatically becomes your fault and you get no money from anyone. You just buy a bicycle or walk because you also lose your license.
We received quite an aftershock from the last earthquake and ended up with a cracked foundation. We did not have earthquake insurance, so we had to pay for the repairs ourselves. Who knew we would need hurricane insurance in central Illinois???
Without home owners insurance I would have be homeless right now. Because I have home owners insurance my house is being completely remodeled and updated with all new appliances and furniture. Because I have insurance I have a place to live while my home is being repaired.
God has used the insurance to take care of my family and then to bless us with having the our house remodeled just how we wanted it.
We were hit by hurricane Andrew 16 years ago and were very thankful that we had homeowner's insurance. Here, you actually have three types of homeowner's coverage -- regular (fire, etc.), windstorm, and flood. Three separate policies, three separate deductibles. But very much needed.
Regarding healthcare, I don't think most people realize how much things really cost today -- whether it is a transplant, dialysis, chemotherapy, treatment for chronic diseases, neonates, etc. The costs are really staggering. Given that fact, I think it is very unwise for someone to go without any type of health insurance today.