I mean, come on: we were scheduled to start Obamacare on 1 Oct; but when it starts, you can't use the websites to get signed up. Businesses are still scrambling to figure things out. Individuals are still in the dark about what they're supposed to do, or what their benefits truly are. Months ago, you had Sebelius talking about how things weren't where they were supposed to be, and things weren't ready. Last minute, you had the president admitting that there were going to be additional taxes. It almost sounds like someone was actually planning on Obama to NOT be implemented. So what happened? Who didn't follow the game plan?