Is it, or is it not a sign of disrespect to the speaker, musicians, and other church members to chit-chat during the singing, offering, special music, and/or the sermon? It is perfectly acceptable to "catch up" on all the latest news with your neighbor while the choir is singing? Is the offering a time for meditation, or a time to giggle behind the church bulletins? Recently we visited a church and I was disappointed to hear at least half the congregation chit-chatting all through the announcements and congregational singing. There was no attempt to counter the frequent talking, except for a reminder to please turn off all cell phones during the service. Is this the "norm" nowadays? Does your church have this problem? Should pastors address this issue or just ignore it as it might offend some?