Don't know about you but I believe the student loan crisis, the government debt, and many other factors will lead to the collapse of the american economy. Is it coming? In a way I hope this happens as then not everyone will go to college, and workplaces will once again do on the job training. These days its so difficult getting into a higher paying position without that piece of paper, and if one has debts to pay off on top of living expenses, it spells nothing but trouble. Many college students graduate with lots of debt and end up in retail as a graduation present. Some college education heh? Anyways I know the collapse of the economy will happen but how will this impact all of us? I remember 10 years ago it was so easy to take on a loan, open a new credit card, and transfer balances. Ever since the 2008 crash it just seems harder to do these things. Perhaps irresponsibility is catching up and I hope that Congress one day learns their lesson.