The world is on the brink of a financial crisis, and there's only one way out—morality. Rudyard Kipling wrote The God's of the Copybook Headings* in the wake of the disillusionment following WWI. I think many will find his words poignantly relevant today. *A copybook was a school workbook used to develop penmenship. The heading would be proverb like "The wages of sin is death," or "In the sweat of thy face shalt thou eat bread," and the student would fill the pages copying the headings.