We are small church just east of San Antonio that has had some very rough years for the last 10 or so. It was all under the same pastor and it is not that he did anything wrong specifically, it just was a case of rough times for the church. Because of this, the church has had very little money on a regular basis and has not met their bills on some occasions including the mortgage note. Because of this, much needed maintenence on the building has gone undone and it very much looks poorly. At the moment we need about 10k in foundation repairs, 3.5k in carpeting, 2k in paint and wall repairs, about another 7 or 8k in a new outside AC unit and another 18 to 20k to replace the rear AC unit completely along with all the rear duct work due to a ducting recall that was never accomplished and now we get to pay for it. We also are in need of replacing our exterior sign that is falling down which would cost around 2k. This does not include the estimates that are still in the works for the replacement of our eves and painting as well as new siding that must be replaced because it is falling off and we can see the insulation from the outside. This does also not include many other things that need to be done in order to present our church building as something that we care enough about to make it look minimully acceptable. Then there is the roof, a vaulted roof/ceiling that waves at everyone that goes by and that pulls into the parking lot. One other note, the church has provided a parsonage for the pastor (myself) that sits on the same property as the church. It is also in great need of repair, but that is another story and not as important as the church building. Thus my question, at what point do we cut our losses and sell the building and property to get what we can and find something else? or do we stay and plung ourselves into debt that we have no hope of paying back at this time. Do we just sit and wait for the people to give up and leave because the visitors that we get say they like the church but simply feel unsafe in our building because of the effects of the foundation issues? We are a small congregation that is trying to rebuild and recover from the years of neglect and not having the blessings of God on our church. We still owe about 30k or so on the mortgage that we are struggling to pay each month. My friends on the board, I could shurley use your help in this area. I am seeking wise counsel so that I may lead my flock in the best possible way. I have an officers meeting to discuss these issues next Friday night. I await your counsel.