Password Managers

Keepass and a cloud service like Google drive.

Use the first letters of a phrase and sprinkle in some numbers and a symbol for a master pass.

Even if someone hacked your drive the keepass file is encrypted. A brute force attack on that file would take a looong time. (that's why social engineering and phishing are so popular).

KeePass Password Safe

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Keepass is the most labour intensive but you own 100% of it.

Last pass uses a similar method, they have a secure server with your database which only you have the password to. So again if someone got in, they still couldn't get into your file.

It's free for most user requirements.

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I found the apple one to be ok, but it requires you use apple products.

 

Here is what I do. I am too old to remember a bunch of passwords, and my iPhone iPad even Mac air keep those passwords encripted with your permission. I also have a written list. These are not passwords that if violated will lead to financial institutions

Those involving banks, PayPal, ... are not kept online, They are kept in written form, and I do not allow the computer to “save’ them.

There are a very few “in between” such as eBay and Amazon, in which I have a very low limit debit card in a totally separated bank that I occasionally use.

What I also do not carry is a credit card. When I travel, I get a card from the bank with limits. It is not a problem to adjust the limit if necessary.


My daughter has had her information grabbed by others as she walk through airports, especially in Europe and Africa. Some device they have that reads cards within a certain proximity. She has a special sleeve for the card she uses now.

You are right to be concerned about cyber security.

If you want the safety of both financial and cyber security, the best one is probably Norton. They include “lifelock” on the deluxe model, but I don’t do that. Why give someone all that information? Of course it is already there for the government to see, for credit agencies to review, ... , so my life isn’t that “lockable” anyway.

 

Microsoft wants to own the whole machine, so I have been less enthused with that program.

They claim to offer free password encryption. Haven’t looked into it.

Anyone use it?

 

That is a good idea.

Perhaps I’ll use my neighbors address in my password. If I do that for some shopping sights, he will also get all the junk mail!

 

I use LastPass password manager, the free version. I like that I can set it up so it will automatically fill my username and password into frequently used sites. I don't like that it doesn't seem to work on sites that I really want this feature to work on, like online banking and credit card sites. apparently these financial sites have got security now that won't allow password managers to log into them. Also it takes a while to learn how to use LastPass most efficiently.

The free version doesn't come with much user help. You get a bunch of FAQs, plus email support that usually takes a day or two to get an answer. The paid version, which works on several devices like PC's, phones, and tablets is ridiculously cheap, I think it's $2 a month. You get better support with the paid version. Overall, I do like LastPass.

For a master password, I use a portion of a favorite Bible verse, pulling the first letter of each word and also using the chapter and verse numbers and use in my master password.

For example if your favorite verse was Romans 8:28, "And we know that all things work together for good" your LastPass master password would be: Awktatwtfg828.

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I just looked up the paid version, and it's $3 a month. But I know there's sales all the time.

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I have lots of passwords to remember, but I am less than trusting of password managers. I use an old-fashioned method of keeping up with them that can't be hacked by someone on a computer. Plus I have a "sort-of" code I write them down in, so it is not manifestly obvious to the reader just what the username and password are. Could go south I suppose, but I figure most computer hackers don't break into poor people's houses.

 

Keepass is perfect for you. The whole idea is to keep your database in your hands only

*Not a sponsor.

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Using old address is a pretty good idea, assuming no one can look up your previous addresses. Another method I've used is cars I've owned over the years, using the model year, model, and engine size. The further back, the better. So, for example, 1969Roadrunner440.

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