I would assume by the way everyone but myself are posting you all are only concerned with regeneration in Titus 3:5 and or John 3 if it applies to regeneration. Being Titus 3 says, he saved us and Ephesians 2:8 says, are ye saved, and there is only way that we can be saved. Do not both of these verses have to say the very exact same thing? I say they have to. Washing of regeneration. Let me ask would the washing be effective without the regeneration? Could be said this way washing by regeneration. Now can this be construed as washing? 1 John 1:7 and the blood of Jesus Christ his Son cleanseth us from all sin. Is the preceding speaking of this Isaiah 53:12 because he hath poured out his soul unto death: So the washing is the death of Jesus Christ. But we are saved by the washing of regeneration. Jesus had to be regenerated for the washing to be affective. Paul said it this way. 1 Cor.15:17 And if Christ be not raised, your faith [is] vain; ye are yet in your sins. Now you should be able to see how this verse says the same as Titus 3:5 and that is Romans 5:10 For if, when we were enemies, we were reconciled to God by the death of his Son,(Washed in his blood) much more, being reconciled, we shall be saved by his life.(By his resurrected/regenerated life) Back to Ephesians 2. That means through faith means the same thing as washing of regeneration. Which means that it is by The faith of Jesus that you are saved. Also regeneration means the very same thing in Matthew 19:28 as in Titus 3:5. Of course there is an (and) following regeneration in Titus 3:5.