My wife and I decided long ago that we were going to help our kids get through a Bachelor's Degree program (4 years), then they were pretty much on their own. One has graduated and has a good job, and the other is a senior. Both will graduate with no student loans. The only debt is what they created. It would be interesting to know how far along you all helped your children, when you knew it was time for them to be on their own, and how you set boundaries now. Thanks for the responses.