i certainly have not experienced any! but i have a friend who shares me her ghost experiences, and given our friendship and her personality, i can believe what she says. one such ghost is a headless white lady. she is the only person i personally know of seeing/experiencing "ghosts". there are free seminars near my work that offer opening of the third eye, but i'd rather not. while i don't believe that souls of the dead remain or visit this world, i do believe in "spiritual beings" showing themselves in our days.