Merit - "deserve or be worthy of (something, esp. reward)" In Calvinism, man comes to faith by a irresistible divine work of grace. Even so, does that faith merit or earn their salvation? In other words, are men saved by the "works" that God graciously caused them to do? Or are they saved by grace alone and the works are merely an outflow or fruit of that grace? In non-Calvinism, we believe that faith and repentance are responses to God's gracious provisions...responses for which we are 'responsible' (response-abled). But, even still, the act of repenting or confessing in faith doesn't merit salvation. Someone doesn't deserve to be forgiven because they ask for it. The CHOICE to forgive anyone, even those who humbly confess, is all of Grace. God indeed will give grace to the humble, but its not BECAUSE they are humble, but because he is gracious. Their humility doesn't EARN or MERIT salvation. If not for grace, even the most faith filled and humble people in the world would die and go to hell.