http://blogs.marketwatch.com/fundmastery/2010/03/25/social-security-is-officially-losing-ground/ Quicker than expected. We knew this day was coming, but it got here earlier than we thought. Ponzi schemes always fail. It's just a matter of when. Note to folks 40 and younger: If you're counting in any way on Social Insecurity...don't. Plan for your retirement as if there won't be a dime in SS for you. Probably because there won't. I know this is impossible...but if the government came to me and said, "You can simply stop right now with your SS contributions...you won't get a dime, but you won't have to put one in..." I'd take it. Ten years from now, I probably wouldn't (too close to getting the $$ I've put in). Were I ten years younger, I'd salivate at the chance. Shame on us, America, for becoming dependent on SS as a sole source of living. (Yes...I'm aware, and concede, that there are many who simply didn't make enough to save enough...but those numbers IMO are much smaller than many of us think). Save for your future, people. Don't count on Social Insecurity to make your living for you.