I am around a lot of people from the Churches of Christ/Christian Church and a major point of debate is the role of baptism. It is my understanding that salvation occurs at the point of repentance/faith, but my Church of Christ friends are adamant that it is at the point of baptism someone actually receives forgiveness of sin. Being a relative youth, I was wondering what the thoughts on the issue were of some more experienced than myself. In my church there seems to be a unanimous answer of "was the thief on the cross baptized?" but this argument leads nowhere with the people I know.