Social Security?

Discussion in 'Money Talk$' started by Don, Mar 21, 2016.

  1. Don

    Don
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    Anyone have the straight scoop on social security disability benefits? I was a little surprised this morning to find out my SS statement says I've earned enough credits for disability benefits. Not really ready to stop working yet, but curious....
     
  2. Alcott

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    A number of people have asked me why I' m not on disability, as I must be more disabled than others they know who already are. I know one such person myself, and he's told me you have to have a lawyer or it will never go through. But he says there are a lot of those shysters who do that and get paid by the gov't...ain't that a piece of wild news?
     
  3. Rob_BW

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    Certain states were actually hiring lawyers to get people off of welfare and onto social security disability.

     
  4. rsr

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    What is it you want to know? My wife qualified for disability with little fuss, but that was because she had stage 4 cancer.

    The government doesn't pay attorneys for the applicant; that comes from the applicant's retroactive payments. My wife was on private disability insurance and the company offered to pay for an attorney to filed for Social Security, but that was because a clause in the insurance provided that its liability would be reduced by the amount of the Social Security payment. In our case no attorney was needed and it was handled with two or three phone calls and a tiny bit of paperwork.That's unusual, I'm sure.

    The fact that quality for disability benefits is a low bar to reach; for example, if you're 54 you need eight years of work credits.

    The high bar is proving that your disability will keep you from working for a year or end in death.
     
    #4 rsr, Mar 21, 2016
    Last edited: Mar 21, 2016
  5. Don

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    If social security disability benefits are for "terminal" cases, should I be concerned that they're saying I qualify for them? <grin>

    My big question is about continuing some kind of employment; for example, adjunct teaching one or two courses at a local college would be around $3,000-$6,000/year.

    Based on what you're saying, it sounds like it's a non-qual.
     
  6. rsr

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    Well, it's for terminal cases and for those who can't work for a year. I would have preferred the latter.

    In general, if you can perform substantial work, you're not disabled. However, the Social Security Administration considers substantial work to be $1,130 or more a month. It sounds like your situation would fall within the guidelines.

    Such an amount of money, however, would not be a problem for regular Social Security benefits. You can earn up to $15,720 a year without a penalty until regular retirement age, when the limit no longer applies.
     
    #6 rsr, Mar 21, 2016
    Last edited: Mar 21, 2016
  7. Don

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    I don't think I said it before; praying for your situation.

    Thanks for the info!
     
  8. rsr

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    Thanks.
     

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