I used to think the belief that "water sealed the deal" was a Church of Christ thing. Now I see some Baptists saying that if a person isn't Baptized they aren't saved. So - I'm curious about the people on this board: When do you think a person is actually "saved"? When they first ask forgiveness of Christ and ask Him to be Lord? When they profess Him before men? When they follow Him in believer's Baptism? George Carlin used to do a joke about a kid annoying a sunday school teacher with questions like, "What if someone wanted to be baptised, but they were told to wait, and then they died, but they really wanted to be....." What do you TRULY believe the moment of salvation is?