I know a guy that is very low income as is FAST FOOD and he rarely ever has any money. Does not own a car, can't pay his rent most of the time, etc.. However a key problem is his lifestyle. He goes out to eat often, has an iPhone, etc.. Its either he is very low income, or he chooses to spend on what he likes. I have tried to help him by suggesting he cook his own food but what I say goes in one ear and out another. Another individual whom is in my sunday school often complains and asks prayer for financial needs. I have tried to offer her suggestions on how to get out of the under 20K a year situation she finds herself in year after year, but she does not listen. I have suggested that she relocate, or that she work harder, create a larger focus of types of jobs, etc.. Sometimes in life you do not always get what you want, and I think she is in the category that she could only do a job that she loved and if she has no job that she loves, she will not work, which I think is a mistake. I know she had a job starting out at 20K a year, but she got fired as she was lazy, unmotivated, undisciplined, because it was not a job that she loved. She mentioned this once that she had problems showing up on time, among other issues, and she mentioned that she did not like the job. Any suggestions?? I do not have a job that I love and God does not always provide this. Read Slave by John MacArthur. Sometimes he may give us a job that we love, and other times he may not.