Amazon and paypal both offer Credit Cards and you get money credit for getting the CC with the merchant. Amazon you get $50 instantly off and if you are on a book buying freeze like me, this will mean you can get books for FREE which I just did. You do not need to keep the Credit Card, you can just do as I do and use the Dave Ramsey tactic of plastic surgery (which I will do). Amazon seems very lenient on their Credit Procedures, and unlike AMEX and Chase they don't do as exhaustive of a look at ones income to debt ratio, but just give credit more freely. Some creditors don't give me as much credit due to my income to debt ratio, but amazon this was not the case. As I said apply for the Card get some books and then use plastic surgery to avoid getting into more debt. It works! I did the same to the paypal Credit Card I just used the credit and got 2 books, and then performed plastic surgery. I did not pay a dime for the books!