To bring your unintended cost under control.
We pay more for the uninsured because they go to emergency rooms which cost us many times more than if they could go to a primary care doctor.
So I don't know if "REQUIRED" is a good word, in the end you should WANT to because it will save all of us money.
Answer me thus:
Friday I visited a doctor.... after shopping around. I have no insurance: Doctor visit $40. EKG $30. TSH $40.
Out of pocket expenses, cash pay immediate upon checking in or prior to each ordered procedure grand totaled $110. Doctor saw EKG, diagnosed very questionable.... wanted to send me to ER for evaluation.... I signed as 'refused'. I have no insurance... can't afford the premiums..... and no current symptom occurring at present or of recent history, and have a feeling their evaluation would just result in a big expense which I cannot afford, and a referral to a cardiologist, which the GP might be able to offer if I request it.
I hear all the time about people going to the ER. Is this a 'cultural thing' which is past on? I've yet to visit the ER. I knew my thyroid medication was over due an annual check.... and I've had some past difficulties with shortness of breath and difficulty on exhertion with coughing and occassional swelling in lower legs which led me to request the EKG..... but no acute problems which I recognized as recent. As it is, it is all in God's hands.
But I post this to remind folks..... something is very wrong with a health care system where either your income or your insurance determines whether you get seen or not.... and how much you are charged! At neither the lab site nor the doctor's office was I required to disclose ability to pay. Both would accept insurance, if one has it... but fees are posted 'payable in advance of services' for the uninsured. The doctor was a GP which means no specialty diagnostic services beyond routine health, treatment, and monitoring........ but had I gone to any other doctor which I used to see under previous insurance policies.... whether paid by insurance or paid out of pocket..... their charges would likely have been 3 or more times as much! Something is wrong ....... and I have a feeling a lot has to do with all the middle men and 'red-tape' and government regulations which get involved.
Oh, out of curiosity, I asked the folks at that doctor's office whether or not they have special funding to help keep their services available, either governmental, ministry, or special grants...... and their answer was "No".