The GOP continues its war on military families.
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Republicans Try To Strip Predatory Lending Protections For American Troops, Again
- Thread starter Crabtownboy
- Start date
What would a liberal say--don't you question my patriotism I support the troops I just don't support their mission we will go just as soon as I charge mu car up George W. Bush.
This is shameful.
Good. We have enough inept government watchdog agencies.
When I served the biggest predator loan sharks were other service members.
Yeah, also take a look at most small businesses outside of the gates of military installations. Lemon lots, pay day advances, etc. People prey on the military and it is shameful.
I drive by lemon lots and pay day advance places every single day. I'm fully capable of controlling myself. Let's place blame where it belongs. No one is forcing anyone to utilize these businesses/services.
That's fine Matt. I at no point said or implied that anyone is forcing people to utilize them but 18 year olds are impressionable and naive and easy to deceive. I'm not going so far as to call for them to be shut down or anything but I advocate educating young Soldiers and Sailors about things like financial management. I'm just saying that these places don't exactly have their best interest at heart.
We knew all about those places. Usually just outside the gate.
A fool and his money part ways. Watchdog groups won't stop that.
A fool and his money part ways. Watchdog groups won't stop that.
I don't think they're not talking about a watch dog group. They are talking about passing legislation to put a cap on interest rates these places can charge and other regulations.
Does anyone know what this means?
The thread title is a lie.
The sticking point is a 60 day waiting period explained below:
http://consumerist.com/2015/04/29/c...ry-lending-protection-for-military-personnel/
The sticking point is a 60 day waiting period explained below:
http://consumerist.com/2015/04/29/c...ry-lending-protection-for-military-personnel/
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I do not trust democrats to be fair arbiters of anything.
Service folk are warned to stay away from these places in boot camp. Some listen, some don't. Just like buying hashish in Singapore. You're warned against it. Some listen, some don't.
And we see from the posts who is interested in protecting the military families and who wants to protect predatory businesses.
How does predatory lending and protecting them fit into GOP family values?
How does predatory lending and protecting them fit into GOP family values?
How does making statements that misrepresent others like this one and a few others you have made the last few days fit into Christian values.
I don't believe I mentioned anyone. Are you feeling guilty?
Christ says we will be judged on how we treat others. Would Christ approve of predatory companies?
Liberals are the hypocrites of the new millennium. No one hates the military more than liberals and now a liberal president has both a pen and a telephone and he has not issued an executive order to solve this problem but is delaying action while he garners political points for Hillary and then calls Cherokee Woman just another politician. Oh the hypocrisy!
So you think that absolves you from your accusation? Really? There have been no posts choosing predatory lending over military families. This is a common tactic of yours and it is dishonest.
Since no one is a victim and there is no foul play there is nothing to feel guilty about.
The term predatory is a misnomer. It is a term intended to demonize legitimate business. People know what they are getting into. No one is a victim. These businesses are being misrepresented by you as well as others on this board. It is your habit.
Sapper Woody
Well-Known Member
When a new soldier came to my team - not just mine, but every Sergeant I've served with (literally every single one - it was required) - I counseled them in writing. This counseling was read and explained to them, and then signed by both of us at the time of reading, to demonstrate that they understood.
The counseling had 5 main points, with explanations below. The main points were:
1. Be at the right place
2. Be there at the right time
3. Be there in the right uniform
4. Be there with the right attitude
5. Don't be an idiot (although stronger language was generally used instead of "idiot")
Under point number five, I required my soldiers to talk to me before purchasing a vehicle, or getting a loan. When a soldier came to me wanting a vehicle, I would go with them during duty hours to examine the vehicle and check the blue book. I'm not a mechanic myself, so I often would go to our motorpool and get an actual mechanic to look at the vehicle. I would then talk with the salesman and make sure they vehicle was covered under some kind of warranty. I couldn't legally stop them from buying the vehicle, but every time I did this, my soldier listened to my recommendation on whether or not to buy it. When they saw that I cared, they listened.
If a soldier came to me about a loan, I set up (again, during duty hours)a counseling session to advise them on their finances. If they had a spouse, I would suggest that she be there as well. I would help them with a budget and stress the importance of proper spending. If they still needed a loan after this session(s), I would go with them to the commander and get them approved for an AER (Army Emergency Relief) loan, an interest free loan in which the payments were automatically deducted from their paycheck.
Legislation about this is just silly. It's more government interference in businesses which is not needed. If NCOs are doing their job, those businesses can't prey on anyone.
The counseling had 5 main points, with explanations below. The main points were:
1. Be at the right place
2. Be there at the right time
3. Be there in the right uniform
4. Be there with the right attitude
5. Don't be an idiot (although stronger language was generally used instead of "idiot")
Under point number five, I required my soldiers to talk to me before purchasing a vehicle, or getting a loan. When a soldier came to me wanting a vehicle, I would go with them during duty hours to examine the vehicle and check the blue book. I'm not a mechanic myself, so I often would go to our motorpool and get an actual mechanic to look at the vehicle. I would then talk with the salesman and make sure they vehicle was covered under some kind of warranty. I couldn't legally stop them from buying the vehicle, but every time I did this, my soldier listened to my recommendation on whether or not to buy it. When they saw that I cared, they listened.
If a soldier came to me about a loan, I set up (again, during duty hours)a counseling session to advise them on their finances. If they had a spouse, I would suggest that she be there as well. I would help them with a budget and stress the importance of proper spending. If they still needed a loan after this session(s), I would go with them to the commander and get them approved for an AER (Army Emergency Relief) loan, an interest free loan in which the payments were automatically deducted from their paycheck.
Legislation about this is just silly. It's more government interference in businesses which is not needed. If NCOs are doing their job, those businesses can't prey on anyone.
This Navy Vet wants you to jump in a lake.
We should pass legislation to protect veterans from the federal government.