Agree 100%!!!!! There is the America of the lenders, the coupon clippers, the people who pay capital gains, not income tax, who live on 20% of their annual increase.
Then there is the America of the borrowers, the wage earners who spend 80% of their annual increase for mostly food, shelter, car, clothing, and meds.
Maybe three Americas. There is the America of the people who believe "anyone can grow up to be president, who believe they have above average IQ and ability even though they never made more than 20 bucks an hour, and who think they would be rich if only the government got out of their way. These deluded people generally vote Libertarian or neocon.