Purchasing insurance across state lines. Tort reform. Simple.
Agreed. Simple. Could have been fixed by Congress with a page or 2, not 2700.
CTB, people who do not have insurance now and don't pay into the system via federal income tax, will still be covered just as they are now - illegal aliens, prostitutes, drug dealers, homeless, etc.
It is fine if insurance companies have to cover you for a pre-existing illness, I applaud that. But the law never capped the amount of premiums people have to pay to get insurance. So what good is it if you have to be covered for a pre-existing condition but can't afford the insurance premiums?
I know a family right now who will be without insurance at the end of June because their family rate (5 people) will be going up to $1700/month the first of July. This is not through the employer. I suspect that employers (who didn't get the waiver), will be dropping their insurance coverage on employees and opt to pay the fine, because the fine will be cheaper. That will throw more people into the "pool" who will not be able to afford insurance either.
As an aside, if you study the history of all of this, Congress was the tool that created insurances to be "for profit." I remember the day (1970s, early 1980s) when insurance companies were non-profit. I believe it was Nixon who signed the law where insurance companies were in charge of "managed care" and that was when they started being "for profit." Once again, the laws that affect our lives and take away our earnings and freedom, the problems we have in America were created for the most part by Congress and then when it spirals out of control, they pass new laws which don't solve anything, just create more problems. Whether it is healthcare, light bulbs, national debt, wars, no matter - it lies in the laps of Congress.
