$400 to your name, or $400 extra a month?
If the latter, I'm not sure what the problem is.
You're obviously able to pay your bills but you're saying you cannot.
Put a little extra down every month and speed the process up.
That should be a temporary thing, yet you have not wanted to do this in the past, and have no plans to do so in the future.
So, it is an excuse more than anything.
If you really wanted to have your cake and eat it too, run a home based business, sell stuff on eBay on the side, like everybody else in your position does.
You're expecting somebody to plop an easy way out in your lap but the words "home based business" is the closest you're going to find.
And please don't say you can't do that, because anybody can.
How does one market themselves? Each career book has a different POV. One even says resumes are worthless. However I disagree and find most jobs are advertised online with a few via newspapers.
This is where I disagree with TND. I was speaking with a man whom has not been in church in months because he is working so hard to pay back his debts. This is foolishness in my POV as one can't sacrifice God for debt freedom.
OK, John, you called me by name, so I feel compelled to respond. Then I'm done.
Both you and the man are making excuses.
You, by refusing to order your time and talent in a way that is both pleasing to God and exercising responsibility to your debtors.
He, by claiming the same problem in reverse, choosing his debts over God.
Neither of your are correct, and dishonor both God and your responsibilities to God and man. Both of you need to read what Jesus said about money, debt and prison. You have both locked yourself away in one of your own making.
Some good extra pay. I do not have a truck however there are lots of people with grass in my neighborhood that I could ask. I am gonna so some price checking on Home Depot. Well my wife's mom has one but I doubt they want me using it for anything but cutting their own grass. Thanks...
There are so many nice mowers ridden by so many people who are willing to take low pay combined with expensive insurance that it's not quite as easy to make decent side money by mowing nowadays, just super competitive.
Then you've got a truck and trailer to pay for, and commercial insurance and license if anybody ever notices.
Lord knows I'd do it if it were worth it, as I have a mower that costs as much as some new cars and would love for it to just pay for itself.
You can do it but you'd have to be a real go-getter.
The real world isn't quite like an 11 year old mowing the neighbors yard.
You accomplish something then highlight it, you point out what you're good at and how that skill is useful and can help in a tangible way.
You display your enthusiasm for certain pertinent subjects.
etc., etc., etc.
This is how you get a good career, not by saying you graduated somewhere and leave it at that.
Depends.
If you're trying to be a manager, yeah a resume is needed.
Factory worker?
Not so much.